MAKING MONEY ONLINE STRESS FREE

1. Blogging

One of the surest way to make passive income online is to build a website. I have built a lot of sites in 2014 and majority of them are still earning passive income for me. If you are thinking on starting a blog/website. Then stop thinking and starting ACTING. Here is my friend’s popular post on how to build a profitable amazon niche site.

You can make over $500 monthly from your blog if you do it right. Before you build your first website, I need you to ask this questions, what can I offer to my visitors? What ways am I planing to monetize my website? Can I churn out content for my website easily? Do I know the topic so well that I can answer any question that my visitors ask? Can I RANK for my site easily on google and other search engines? If you have answers to this questions, then you are on the right track.

Before you start a site, you need to know your topic, the keywords you are trying to rank for… I have said this a thousand times, and I beg you to allow me to say it again.

• Keyword Research

Your Keyword is so Important that it can make or mar your success! If you go for keywords that is so hard to rank for, then you might never rank, and might never earn. Here I show you how to find easy to rank keywords free. Not only that, you can find long tail keywords.

If you are reading this for the first time this year. I have good news for you, you can buy one of the best keyword research tool for 50% off on Cyber Monday. Longtail Pro allow you to search for easy to rank keywords! It is a tool every webmaster need to own. You can get it for just $47. Trust me, it is worth it.

On the other hand, if you are reading this after 2014. You can also get it for the full price of $97. Grab it.

You will learn how to research keywords and you can easily build niche sites. You can also get keywords and long tail keywords by using Google Planner, but it will not analysis the competition for you – Which is every important!

If you don’t get it. You might be looking to order for keywords online- In fact if you are looking to buy amazon or adsense keywords (that are so easy to rank), then you can contact me and get a Package for $99. The package comes with 5 keywords with over 1000+ local search each. And I know a few people who offer this service for over $250! See why you need to learn how to do it yourself?

• Buying Domain and Hosting

You have your keyword already, it is time to buy a domain and hosting. I use godaddy or namecheap to buy all my domains, and just like the Cyber Monday 2014 offer above, if you are reading this before 1st December, 2014, you can get Bluehost webhosting for just $11.99! This is a bargain! You can avail it here.

Don’t worry if the offer has ended, i recommend bluehost as they are one of the few trust web hosting service in the world. I use them for moneyhomeblog.com as well as for more than 10+ websites. You can host unlimited domain on bluehost. The platform is easy to use. If you have problem installing wordpress on your bluehost, you can contact me and I will do it for FREE! It takes less than 7 minutes.

You can go for brand domain name or EMD (Exact Match Domain). Assuming your keyword is money home blog. your domain name will be moneyhomeblog.com and you can use a brand domain like homereview .com bloggwithfrank .com etc. 

Monetize Your Blog 

Congratulations! You have a working blog filled with Unique content, it is time to start earning passive income from it. 3 trusted sites to use in monetizing your blog are; adsense, amazon, and clickbank. However, before you start earning from your website, you need to be ranking for your keyword(s) on google search, yahoo, bing etc..

If you have problem ranking for your keywords, or if you have any questions, you can use the contact us form to get in touch with me and I will answer you within with 48 hours.

2. Affiliate Marketing

Affiliate marketing is similar to blogging, you don’t need to have a product before you can earn, in fact, there are lots of products to promote, and you get a commission for every sale you made through your link. You can use amazon.com (physical products) or clickbank.com (more of digital products).

You don’t really need a website to promote products online, but if you can afford $50. Why not get a website and promote thousands of products?

3. Paid Survey

Are you looking to make money online in 2015 FREE? Then one of those ways is to take survey and get paid. But if you are not in the following countries, USA, Europe, Canada, UK, etc. you might not make enough with them as the survey are design for this countries. You can make $1 to $1000 monthly with this.

But there are lots of fake paid survey websites out there. One of the trusted paid survey site that has been paying for years is Cashcrate – Read my full review on how to make money with cashcrate.

4. Offer your Service

Do you have a service that you can offer? Find what you are good at, see if people are searching for it, and then find out how to offer it to them! It is simple. Take me for example, I know how to rank websites and when people see my sites, they are ready to pay me to rank their website. And they get to me via this blog.

5. Write E-book

Ever bought Kindle book from amazon? And you think you can do better than them? Why not start writing today and get royalty from every sales.

I will keep updating this list on how to make money online in surebet! Welcome.

LOAN OPPORTUNITY                                                                                                               

FEDERAL GOVERNMENT’S LOANS TO SMALL BUSINESS OPERATORS STEP-BY-STEP GUIDE TO ACCESSING LOAN FROM NATIONAL ECONOMIC RECONSTRUCTION  FUND      

If  there’s any peculiar hurdle most micro, small and medium [MSMEs] business owner struggle to cross, it is that of insufficient funds. For some business owners, it is fund to jump start a business while for others it is fund to take their business to the next level.

The issue of business funding has led many to abandon their entrepreneurial aspirations. Those who have dared have experienced snail speed growth because of lack of or little knowledge of how to access funds that could aid their bail out.

Most business owners are very much aware of some fund sources like personal savings, friends, money lenders, contributions, co-operatives etc. Also there are those who are aware of banks but wouldn’t dare because of absurd interest charge. Unfortunately, little is known of fund sources from government.

    However, in a bid to offer a life- line, the federal government has set apart a funding platform where small business owners like you, can access collateral- free-loan. The government agency responsible for this is the NATIONAL ECONOMIC RECONSTRUCTION FUND [NERFUND].

ESTABLISHMENT of NERFUND

NERFUND as it is generally referred to was established by degree No. 2 of 1989 which was the NERFUND act, cap 254 1990 laws of the federation. NERFUND is an intervention scheme established to ensure the speedy rise of micro enterprises in the country through the provision of medium long term loans.The real intention of the government is to harness the large army of Nigerian businessmen and women who merchandise imported consumer goods and re-orientate them to embark on local manufacture of these goods.  The agency is presently headed by Alhaji Maina Gimba.

How genuine is the NERFUND loan scheme?

NERFUND   assisted projects for individuals and business groups are evident in all 36 states in Nigeria.

Earlier in February 2011, the honourable minister of finance, Dr. Olusegun  Aganga   gave approval to the  second  set industrial project for funding  under  NERFUND scheme. The minister gave his nod to the setting up of 415 micro enterprises worth a total investment cost N998.2 million. The current number brings the total number approvals since the resumption of the operation in 2009 to 623 projects valued at a total investment cost N1.255 billion. The business groups/ individuals who are beneficiaries are listed in NERFUND webites. 

WHAT IS NERFUND’S MANDATE

NERFUND’s mandate is actually, to make long and short term  micro-credit loans  available to individual  [skilled men and women, retirees, young  graduates etc.] and business  groups involved mainly in manufacturing, mining ,quarrying,  agro-allied, industrial  support services, equipment  leasing and other  ancillary  service. Such SMEs must be wholly Nigerian owned. The grand objectives are to increase quantum of goods and services available for local consumption and export, provide needed employment, expand local production base and add value to the economy.

ELIGIBILITY TO ACCESSING THE FUND.

Every Nigerian business qualifies for NERFUND funding if it is engaged in manufacturing, agro-allied project, industrial support services, and ancillary projects provided that:

A.The enterprise or project is wholly owned by Nigerians.

b. The enterprise or project must fall into micro, small or medium scale.

c. In the case of manufacturing enterprise or project, at least 60 percent of its raw material s and other production inputs must be locally sourced.

d. Intended project or business is not into merchandising or primary agriculture.

E.Your business or project must be viable and must have potential to give employment.

f. Fund can be for business expansion, diversification, purchase of fixed assets like machinery etc.

The truth is preference is given to enterprises or projects located in the rural areas.

WHAT YOU MUST PUT IN PLACE TO ACCESS NERFUND LOAN

• You must have a registered business name [an enterprise for a micro credit loan or limited liability company for an SME facility].
•  A simple feasibility report showing viability of your business or project is required for a medium scale enterprise and a simple business plan for a small business operator.
•  You must present pro forma invoice stating the price and source of proposed plant and machinery.
• Be able to contribute up to 10% equity of loan requested. Intended project shall not be into merchandising or primary agriculture.
• Provide site plan for the location of the project.
• Submit sources and quotation of raw materials  expressed in units
• Applicants should be ready to comply with other conditions as may be prescribed by NERFUND

APPLYING FOR LOAN 

Under  the NERFUND scheme, any eligible Nigerian who falls under  the micro, small and medium  scale [MSMEs] can apply  directly, either  as  individuals, business  group, cooperatives  through any  of the  partner institutions  with which the fund signed an MOU.

Such institutions could be NDE, SMEDAN, and National Board for Technology incubation [NBTI], Entrepreneurship Development Centres [EDCs] etc. The reason for these listed preconditions is that they give credibility to your application. In the case of default of loan repayment, NERFUND holds the group accountable than an individual. Small registered business groups or associations of 10 members can jointly apply for a loan and when the loan is approved, the money is shared equally.

AMOUNT AND TENOR THAT NERFUND CAN GIVE OUT

The agency has capacity to disburse loans to the tune o f between N100, 000 and N5 million.  The micro credit scheme shall have a maximum tenor of three [3] year s inclusive of 6 to 9 months moratorium. The interest rate chargeable on the facility would be 2% above the monetary policy rate [MPR], inclusive of administration expenses.

DISBURSEMENT OF LOAN

              Funds could only be disbursed after the project is approved and all conditions preceding draw down are fulfilled. This will be done at the discretion of the NERFUND.  The NERFUND will release approved loans directly to the suppliers of the equipment, while the working capital may be released to the vendors of the raw materials or directly to the beneficiaries.

REPAYMENT DURATION REQUIREMENT

           As earlier stated, the micro credit scheme shall have a maximum tenor of three [3] years inclusive of 6 to 9 months. Loan  applications after  appraisal are subjected to consideration  by the interim  Management  Committee [IMC ] following  which they are presented  to  the honourable  minister  of finance for  final approval.

          Once you pick up the loan form, you have 30 days to get the necessary documents and submit to NERFUND office. NERFUND can be contacted for details on how to pick up the loan application form.

NERFUND office: plot 1340, Aminu Kano Cresent, Wuse II, P.M.B 319, Garki, Abuja. Website : www. Nerfund.gov.ng.

Email: info@nerfund.gov .ng     tel:  09-6705604, 6725040, 07026106306.

BLOG YOUR WAY TO THE BANK

When thinking about how to make money online you should seriously consider blogging. It is one of the easiest means of making an honest living online. If you are not familiar with blogging or how it works, let me give you an insight. Blogging is basically a website which allows you to update information regularly and easily. You don't really need to be a computer guru to blog, all you need is to know how to type. You can blog about anything you know about. Something you could update and refresh on regular basis. If you write interesting topics on your blog you will attract and retain a lot of readers and the more people that visits your blog, the more chances of making money for you. One of the ways to make money from your blog is to insert Google Adsense on it, which if any of the people that visits your site clicks, you make money. Another way to monetize your blog is to run Affiliate program on it as well. For example, if you are writing about how to lose weight in your blog, you can join affiliate programs on weight loss and insert the banner in your blog, once your readers clicks on the banner, they will be taken to the products site, any of them that buys, your commission will be credited in your account. For a sample of such a blog, see http://loseweightcool.blogspot.com. For you to make reasonable amount from running affiliate programs in your blog, you need to be collecting the email addresses of your blog visitors, with the use of an Autoresponder. You can sign up with two very good Autoresponder services online e.g. www.Aweber.com, www.Getreponse.com. By the time you have gotten enough email addresses, you can introduce another product to them by email. One of the secrets of becoming a millionaire through blogging is to set up multiple blogs and monetize all of them. Another secret is to build up a high number of visitors to your blogs. Once you are able to do this, companies and websites will be paying a big amount of money on a constant basis for you to do a review of their products or services in your blog. One guy that have been making millions through this system is John Crow, www.johncrow.com. There are many blogging platforms you can use to launch your blog. You can use www.blogger.com, which is free, you can also use www.wordpress.com which is more preferable and advanced, though you have to spend some little money here to get your domain name and a hosting account if you want to monetize the blog. Download and read this ebook WordPress blogger ebook written by Caroline MiddleBrook. Very fantastic book on how you can install WordPress blog in your cpanel account and set up Google Adsense using Adsense-ready themes. I started with www.blogger.com. I own many blogs already in www.blogger.com but WordPress is highly recommended. This is because WordPress has many themes and plugins which allow its functionality, usefulness and control to be extended. You can sell digital and downloadable products such as ebooks and software in a WordPress blog. These products are called intangibles. They sell faster than other products. There is a plugin that allows you to have a store inside the blog where you display your products. Bringing visitors to your blog is one of the most important ways to succeed in your blogging business. There are many ways to get visitors to visit your blog and you have to combine many of them to have good result. Some of the tricks I will enumerate down here.

        1. You can write articles and submit to article sites, forums and leave a backlink to your site or blog; leave your blog address as your signature in forum.

       2. You can go to Yahoo Messenger, MSN Messenger, select the chat group where your blog is focused on and drop the address of your blog and the products your are marketing. Many members of the chat group will rush to your blog if you are able to convince them. Try thismethod. It works very well!